{"id":27829,"date":"2024-10-14T03:44:05","date_gmt":"2024-10-14T07:44:05","guid":{"rendered":"https:\/\/www.calltutors.com\/blog\/?p=27829"},"modified":"2024-10-14T08:15:04","modified_gmt":"2024-10-14T12:15:04","slug":"financial-tips-for-college-students","status":"publish","type":"post","link":"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/","title":{"rendered":"Top 10 Beneficial Financial Tips For College Students"},"content":{"rendered":"\n<p>Navigating finances in college can be challenging for students. With tuition fees, textbooks, and living expenses piling up, understanding how to manage money effectively is crucial. This article presents essential financial tips for college students that will not only help them make informed decisions but also pave the way for a secure financial future.&nbsp;<\/p>\n\n\n\n<p>From budgeting strategies to saving techniques, these tips are designed to empower students to take control of their finances while enjoying their college experience. By implementing these tips, individuals can develop healthy financial habits, minimize debt, and maximize their resources throughout their academic journey.&nbsp;<\/p>\n\n\n\n<p>Let\u2019s dive into the top ten beneficial financial tips for college students that can transform their financial literacy and management.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"the-importance-of-financial-literacy-for-students\"><\/span>The Importance of Financial Literacy For Students<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e98a1f23087\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e98a1f23087\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#the-importance-of-financial-literacy-for-students\" >The Importance of Financial Literacy For Students<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#budgeting-skills\" >Budgeting Skills<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#debt-management\" >Debt Management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#savings-and-emergency-funds\" >Savings and Emergency Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#investment-knowledge\" >Investment Knowledge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#credit-awareness\" >Credit Awareness<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#long-term-financial-success\" >Long-Term Financial Success<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#top-10-beneficial-financial-tips-for-college-students\" >Top 10 Beneficial Financial Tips For College Students&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#1-create-a-budget\" >1. Create a Budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#2-minimize-student-loans\" >2. Minimize Student Loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#3-open-a-savings-account\" >3. Open a Savings Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#4-use-student-discounts\" >4. Use Student Discounts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#5-track-spending-habits\" >5. Track Spending Habits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#6-learn-about-credit\" >6. Learn About Credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#7-prepare-for-taxes\" >7. Prepare for Taxes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#8-plan-for-future-expenses\" >8. Plan for Future Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#9-avoid-impulse-purchases\" >9. Avoid Impulse Purchases<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#10-seek-financial-education-resources\" >10. Seek Financial Education Resources<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#faqs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#how-can-i-avoid-accumulating-student-debt\" >How can I avoid accumulating student debt?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.calltutors.com\/blog\/financial-tips-for-college-students\/#why-is-it-important-for-college-students-to-track-their-spending\" >Why is it important for college students to track their spending?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Financial literacy is an essential skill for students that empowers them to manage their finances effectively and make informed decisions about their money. In today&#8217;s complex financial landscape, understanding financial concepts is crucial for success. Here are some key reasons why financial literacy is important for students, supported by facts:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"budgeting-skills\"><\/span>Budgeting Skills<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the foundational aspects of financial literacy is learning how to budget. According to a study by the National Endowment for Financial Education, nearly 60% of college students need to maintain a budget. Teaching students how to create and stick to a budget helps them allocate their resources wisely, ensuring they can cover essential expenses like tuition, rent, and groceries.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"debt-management\"><\/span>Debt Management<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>With the rising cost of education, many students find themselves taking on significant debt. The Federal Reserve reports that student loan debt in the United States exceeds $1.7 trillion. Financial literacy equips students with the knowledge to understand loan terms, interest rates, and repayment options, enabling them to manage and minimize their debt effectively.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read:-  <a href=\"https:\/\/www.calltutors.com\/blog\/financial-skills\/\" data-type=\"link\" data-id=\"https:\/\/www.calltutors.com\/blog\/financial-skills\/\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Skills<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"savings-and-emergency-funds\"><\/span>Savings and Emergency Funds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A solid understanding of savings is crucial for financial stability. A recent Bankrate survey found that only 39% of Americans have enough money saved for a $1,000 emergency. By teaching students about the importance of saving and how to build an emergency fund, they can prepare for unexpected expenses and avoid financial stress.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"investment-knowledge\"><\/span>Investment Knowledge<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Financial literacy also includes understanding investment basics, such as stocks, bonds, and mutual funds. The earlier students learn about investing, the better prepared they will be to grow their wealth over time. Research by the Financial Industry Regulatory Authority shows that individuals who receive financial education are more likely to invest and achieve better investment outcomes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"credit-awareness\"><\/span>Credit Awareness<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Understanding credit scores and reports is another vital component of financial literacy. A study by the Consumer Financial Protection Bureau found that many students need to learn how credit scores are calculated or their impact on future financial decisions. Educating students about credit can help them build a strong credit history, which is essential for securing loans, renting apartments, and even obtaining employment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"long-term-financial-success\"><\/span>Long-Term Financial Success<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Studies have shown that individuals with higher financial literacy levels are more likely to save for retirement and make sound financial decisions throughout their lives. The Jump start Coalition found that students who received financial education scored significantly higher on financial literacy tests, indicating a strong correlation between financial literacy and future financial success.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"top-10-beneficial-financial-tips-for-college-students\"><\/span>Top 10 Beneficial Financial Tips For College Students&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1-create-a-budget\"><\/span>1. Create a Budget<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the most effective financial tips for college students is to establish a budget. A budget helps track income and expenses, ensuring that students can manage their funds responsibly. Start by listing all sources of income, such as part-time jobs or allowances, and categorize monthly expenses. Allocating funds for essentials like rent, groceries, and transportation ensures that students live within their means. Reviewing the budget monthly allows students to adjust and improve their financial habits over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2-minimize-student-loans\"><\/span>2. Minimize Student Loans<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Managing student loans is crucial for financial stability. One of the top financial tips for college students is to explore scholarship opportunities, grants, and work-study programs. By minimizing the amount borrowed, students can reduce future debt. It\u2019s essential to understand the terms and conditions of loans before signing, ensuring they only take what is necessary. Responsible borrowing sets the foundation for a secure financial future after graduation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3-open-a-savings-account\"><\/span>3. Open a Savings Account<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Opening a savings account is another valuable financial tip for college students. A dedicated savings account helps students set aside funds for emergencies or specific goals, like study abroad programs. Look for accounts with no fees and high interest rates. Consistently depositing a small amount each month can lead to significant savings over time, providing a safety net during unexpected situations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4-use-student-discounts\"><\/span>4. Use Student Discounts<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Students often have access to various discounts, making this one of the best financial tips for college students. Many businesses offer special pricing for students, including software, transportation, and entertainment. Always carry a student ID and check online for available discounts before making purchases. Taking advantage of these offers can lead to substantial savings throughout the college experience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5-track-spending-habits\"><\/span>5. Track Spending Habits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Understanding spending habits is vital for financial health. A great financial tip for college students is to track daily expenses. Several apps and tools can help monitor where the money goes, enabling students to identify unnecessary spending. By recognizing spending patterns, students can make informed choices about their finances, prioritize essential purchases, and cut back on non-essentials.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6-learn-about-credit\"><\/span>6. Learn About Credit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Building credit is an essential part of financial literacy. One critical financial tip for college students is to understand how credit works and its importance for future financial opportunities. Students should consider applying for a credit card with a low limit to start building credit responsibly. Timely payments on small purchases can help establish a positive credit history, which will be beneficial for loans and mortgages later in life.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7-prepare-for-taxes\"><\/span>7. Prepare for Taxes<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tax season can be overwhelming for students. A crucial financial tip for college students is to familiarize themselves with tax regulations and benefits. Many students may qualify for tax credits or deductions, which can reduce their tax liability. Keeping records of expenses and income throughout the year simplifies the tax filing process and ensures they take advantage of available tax breaks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8-plan-for-future-expenses\"><\/span>8. Plan for Future Expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Financial planning for future expenses is a smart strategy. One of the top financial tips for college students is to anticipate future costs, such as graduation fees or moving expenses. Creating a savings plan for these events ensures that students are financially prepared when the time comes. By setting aside a small amount each month, students can minimize financial stress when faced with upcoming expenses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9-avoid-impulse-purchases\"><\/span>9. Avoid Impulse Purchases<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Impulse buying can derail a well-planned budget. One of the essential financial tips for college students is to develop self-control when it comes to spending. Students should take time to consider purchases before making them, especially for non-essential items. A 24-hour rule can be effective; if a student feels the urge to buy something, waiting a day can help determine if it\u2019s a necessity.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read:-  <a href=\"https:\/\/www.calltutors.com\/blog\/finance-project-ideas\/\" target=\"_blank\" rel=\"noreferrer noopener\">Finance Project Ideas<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10-seek-financial-education-resources\"><\/span>10. Seek Financial Education Resources<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Finally, leveraging financial education resources is crucial. Many colleges offer financial literacy workshops and seminars as part of their student services. One beneficial financial tip for college students is to take advantage of these resources. Educating oneself about personal finance topics such as budgeting, investing, and saving can lead to more informed financial decisions both in college and beyond.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Implementing these financial tips for college students can significantly enhance their financial literacy and management skills. By creating a budget, minimizing debt, and taking advantage of student discounts, students can navigate their financial journey with confidence. Understanding credit, planning for future expenses, and avoiding impulse purchases further strengthen financial habits.&nbsp;<\/p>\n\n\n\n<p>Seeking out financial education resources empowers students to make informed choices that lead to a successful and secure financial future. Embracing these tips will not only benefit college students during their <a href=\"https:\/\/en.wikipedia.org\/wiki\/Academic_(disambiguation)\" target=\"_blank\" rel=\"noreferrer noopener\">academic<\/a> years but also set a strong foundation for their financial lives ahead.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"faqs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1728891493940\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"how-can-i-avoid-accumulating-student-debt\"><\/span>How can I avoid accumulating student debt?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applying for scholarships, grants, and part-time jobs to finance your education can help you avoid accumulating student debt.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1728891507898\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"why-is-it-important-for-college-students-to-track-their-spending\"><\/span>Why is it important for college students to track their spending?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Tracking spending helps students identify unnecessary expenses and develop healthier financial habits.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Navigating finances in college can be challenging for students. With tuition fees, textbooks, and living expenses piling up, understanding how to manage money effectively is crucial. This article presents essential financial tips for college students that will not only help them make informed decisions but also pave the way for a secure financial future.&nbsp; From [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27833,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[47,1569],"tags":[1957],"class_list":["post-27829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-general","tag-financial-tips-for-college-students"],"_links":{"self":[{"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/posts\/27829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/comments?post=27829"}],"version-history":[{"count":4,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/posts\/27829\/revisions"}],"predecessor-version":[{"id":27844,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/posts\/27829\/revisions\/27844"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/media\/27833"}],"wp:attachment":[{"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/media?parent=27829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/categories?post=27829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.calltutors.com\/blog\/wp-json\/wp\/v2\/tags?post=27829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}